How to Find SWIFT Code of Punjab National Bank: In today’s guide we I will tell you about the SWIFT Code of Punjab National Bank and how you can get it. If you have a bank account with Punjab National Bank. And looking for a guide online which will help you about how you can find SWIFT Code of Punjab National Bank.
Then let me tell you that you have been landed on the right website here on Online Indians. Because in this guide of mine, I will tell you the complete procedure which you need to follow to find SWIFT code of Punjab National Bank.
I will provide you every information about the SWIFT code of Punjab National Bank which you need to know about this.
What is SWIFT Code?
Swift code is a number which is used by the people when they are sending money from one bank to another via bank money transfer.
For example, if someone is sending you money from Australia and you want the money to be credited to your bank account in India directly.
Then you will have to provide the SWIFT Code to the sender who is sending the money to your from Australia.
This is a financial thing and no one can tell it better other than banks and the people who are working at the banks. Before I show how you can find SWIFT Code of Punjab National Bank let me tell you some technical thing.
I would like to clear some technical confusions which people have in their mind.
BIC Code: This is an acronym for Bank Identifier Code Number.
Routing Code: This is a code which is used by the financial systems to identify where the money has to be sent.
The main confusion which people have in their mind is these two codes i.e. BIC Code and Routing code along with SWIFT Code are different.
But are they different?
No, they are not different BIC Code, Routing Code, Swift Code and International Banks Routing Code is one and the same.
Even if you ask or the BIC Code and Routing code to your bank you will get the same code from the bank. Because they all are one and the same.
Which Branches Have SWIFT Code of Punjab National Bank?
Ok, now we have learned what is SWIFT code and other things but what do you think all the branches have SWIFT code?
The answer to this question is No, not all the branches of Punjab National Bank has their SWIFT code. Only those branches which participate in Overseas funds transfer or international funds transfer have this code.
So before you start your work to find SWIFT Code of Punjab National Bank you have to make sure that the branch in which hold your bank account supports international funds transfer.
But how can you confirm it?
You can do that by visiting your home branch where you hold your bank account. Just visit your home branch and talk to the bank officials working there.
Ask them if their branch has a SWIFT code and can your account receive the money from an international location. If they say yes, their branch has SWIFT code. Then you can receive the money from an international location to your Punjab National Bank bank account.
How to Find SWIFT Code of Punjab National Bank?
So now let us get started with this guide and check out the procedure by following which you can find SWIFT code of Punjab National Bank.
You can find SWIFT Code of Punjab National Bank very easily and I have mentioned how you can do it below.
There are a number of websites online which can help you to find SWIFT Code of Punjab National Bank. But I never recommend my readers to use those websites to find SWIFT code fo Punjab National Bank.
Thinking why?
I will tell you why I never recommend my readers to find SWIFT Code of Punjab National Bank online on those websites.
The first and the foremost reason is they are not owned or operated by the Punjab National Bank staff or any person who is associated with the bank.
Which means the data which is mentioned on those websites can’t be trusted. And this is the reason why I don’t recommend you to find SWIFT Code of Punjab National Bank on those third-party websites.
If you refer those websites and find SWIFT Code of Punjab National Bank and unfortunately in case the code mentioned over there is not the correct one.
Then the money which you were going to receive will get stuck!
The transaction will be failed and it can take many days for you to figure out what happened with the money. Because here the transfer is not being processed by a single bank.
The transaction is being done between multiple banks and those banks are international!
So don’t get into such situation.
I will tell how you can find SWIFT Code of Punjab National Bank without getting into such trouble.
How to Find SWIFT Code of Punjab National Bank by Visiting Home Branch?
This is the best way by which you can find the SWIFT code of Punjab National Bank. All you have to do is visit the home branch of your bank.
Tell the bank officials that you need the SWIFT code of the branch. If your branch has the code SWIFT code then they will provide it.
How to Find SWIFT Code of Punjab National Bank by Calling Customer Care?
- Call the customer care of the bank on their toll-free number: 1800 180 2222.
- Get yourself connected to talk with the customer care executive of the bank with the help of IVR selections.
- Tell them that you want to find SWIFT Code of Punjab National Bank branch.
- They will ask you the branch code and will provide you the SWIFT Code of that particular branch.
If you want to know where you can find the branch code. Then you can find it in the bank passbook which you have received from the bank.
Conclusion
So these are the two methods by following which you can find SWIFT Code of Punjab National Bank. If you have any kind of doubts in your mind then comment below. I will clear your doubts as quick as possible to me.