Credit Cards we all know about them and we all need one for us these days. People who don’t have an CC with them they keep trying to get one for them and I think you are planning to one for you. That’s the reason why you are reading this article on Online Indians, Hmmm…. we think so 🙂 And if yes and you want to know about CC then in this article we will tell you about the credit cards with no joining fees. What we mean by no joining fees is there is no need to pay the joining fees to the bank or credit card issuer. Sound’s good right? Yes it does 🙂
In India almost all the banks which have well established themselves in our country offer CC to their customers, because electronic payments with Credit Card is trending these days in our country. Even the low income earners can get one for them. If you are still studying then there are cards for you too, banks issue credit cards for students too. But the issue while we apply for CC is you have to do too much of document submission to the issuer, we have an solution for this just open an Fixed Deposit in the bank and get your Credit Card against Fixed Deposit in India. 🙂
So here are the cards for which there is no need to pay any kind of joining fees to the bank, have a look.
| Bank Name. | Card Name. |
| Kotak Mahindra Bank | Easyday Silver, Best Price Business, Fortune Gold, Feast Gold and Easday Titanium Card. |
| ICICI Bank | Instant Platinum Card. |
| State Bank of India | SBI Dena Bank Secured and SBI Maruti Card. |
| HSBC | Platinum Credit Card. |
| Bank of India | India Card. |
| Axis Bank | My Zone Credit Card. |
| Andhra Bank | VISA Platinum Card. |
| Bank of Baroda | BOBCard Assure. |
| Canara Bank | VISA Classic, Mastercard Standard Card. |
| Central Bank of India | Titanium, Aspire Card. |
| Ratnakar Bank | Golf World Card. |
| Standard Chartered | Platinum Rewards, Emirates Platinum and Inner Circle Platinum. |
| HDFC Bank | MoneyBack, All Miles, Regalia, Dinners Platinum Card, Dinner Rewardz Card. |
Please note that you verify the data provided in the table above with the bank, because bank’s may change the rules before prior notice. 🙂